Utmost Good Faith is one of the key principles which insurance operates on. It means that both the insurer and the proposer/insured parties have to be transparent and truthful with each other in the disclosing of all material facts. Withholding information by one party works against the interests of the other. Hence, we urge you to be open and transparent with us and the insurance company to ensure we are able to provide you a hassle-free service.

Quite simply, an insurance agent is a representative of an insurance company and is paid by the insurance company a certain percentage of the premium.

On the other hand, an insurance broker is NOT a representative of or tied to any insurance company. insurancepe is a broker and our customer’s needs and satisfaction remain our top priority. To ensure that our customers avail adequate insurance coverage at the best possible cost and experiences exceptional service is what we excel at.

Finding the right insurance should not feel like solving a complex problem. An insurance broker does the hard work for you—comparing multiple policies, explaining the fine print, and getting you the best deal for your needs. Unlike agents tied to one company, we work for you, not the insurers. Plus, if you ever need to make a claim, we’re here to help you navigate the process smoothly.

While most people are focused only on the premium to be paid, and oversee the small text i.e. terms and conditions, insurancepe sets out to make sure you are aware of what is covered so you face no surprises at the time of claim.

Insurancepe is an IRDA licensed insurance broking company which sells insurance company products.

insurancepe is a team led by industry experts with experience in all lines of insurance. We offer individual/personal Motor, Life, Health for you to compare and buy via our online portal. We also offer insurance services for your other personal needs such as Home Insurance, Pet Insurance, Personal Accident etc.

For our Corporate and Small business clients, we have Motor Fleet, Group Life, Group Health, Property and Marine & Aviation offerings. We also offer risk management consultancy services.

It’s easy. If it’s motor, health or life insurance you’re looking for, it’s only a click away on our compare and buy portal. For your other needs, you can reach out to us via the contact form, drop us an e-mail or give us a call.

If you prefer a more personal approach or chai pe discussion, you can visit us at our office or ask us to visit you at your home and we will help you with your insurance needs.

It is our motto to ensure you are aware of your policy’s terms and conditions and coverage details before you even purchase the coverage. Yet, if you ever have any queries about your policies, you may contact us at any time and our Customer Service will clarify your doubts to your satisfaction.

If there is ever a claim under a policy which you have purchased through us or through anywhere else, all you have to do is head over to the Make a claim section and provide us with your policy number, phone number and a short description of your claim. Our Customer Service agents will contact you immediately and advise you on the documentation required to ensure a speedy settlement.

Cancelling your insurance is a simple process. Reach out to us via the Need help with your policy? section and fill up the form. Or you may simply give us a call or drop us an e-mail with your Name, phone number and policy number along with your reason for cancellation. We want to ensure that you’re completely satisfied and always appreciate your feedback on our services as we are always looking to improve.

The Insurance Regulatory and Development Authority of India (IRDAI) is the regulatory body which oversees all insurance activities in the India with the aim of protecting the interests of policyholders. They are the apex body responsible for licensing and regulation of insurance companies, brokers, agents, and any other institutions with insurance as their primary business.